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Discover Credit Card Referral

If you are a Discover cardholder, you have the opportunity to earn a referral bonus by inviting friends and family to apply for a Discover credit card. Discover offers referral bonuses for its credit card products, including the Discover it Cash Back, Discover it Miles, and Discover it Chrome.

¿Can you refer a friend with Discover Card?

Yes, Discover allows cardholders to refer friends to apply for a Discover credit card. If someone applies and gets approved using your referral link, both you and the person you referred can earn a statement credit of between $50 and $100.

discover credit card referral
How to refer discover credit card

¿Does Discover do referral bonuses?

Yes, Discover offers referral bonuses to cardholders who successfully refer someone to apply for a Discover credit card. The amount of the referral bonus depends on the credit card product that the person you refer applies and gets approved for.

How do I refer someone to Discover credit card?

To refer someone to apply for a Discover credit card, you need to follow these steps:

  • Log in to your Discover account online.
  • Go to the “Refer a Friend” page.
  • Choose whether you want to create a link to distribute it yourself or automatically email it to certain people.
  • Wait for people to use your link to apply for a Discover credit card.
  • If someone you referred gets approved, both of you will earn a statement credit of between $50 and $100.

¿What is a Discover referral?

If you are interested in earning a referral bonus by inviting friends and family to apply for a Discover credit card, follow the steps mentioned above. It won’t cost you anything more than a few minutes of your time, so it’s worth doing.

Here’s how to get a Discover Card referral bonus:

  1. Go to the How to Get Cash from Your Discover Card page on Discover and log in with your username and password.
  2. Choose whether you want to create a link to distribute it yourself or automatically email it to certain people. If you create a link for anyone to use, you can share it on Facebook or Twitter.
  3. Wait for people to use your link. You’ll have to ask them to let you know if they approve it. Discover, unfortunately, will not let you know.
  4. After your referral’s card (the person you referred) is approved, you will have to wait one to two billing statements or billing periods for the reward to show on your account (you will see your reward on your statement as a credit balance). If you have confirmation that your referral was approved and you have not received the reward in a timely manner you can contact customer service (1-800-347-2683) or use discover customer service chat

Remember, you can refer up to 10 people a year and earn up to $500 in statement credit.
If you have not yet completed one year with one of the Discover it cards, all bonuses you earn will be matched at the end of the year (all referral rewards are included).

In Summary ¿How does the Discover card referral program work?

As a Discover cardholder, you have the opportunity to earn statement credit rewards through the Refer-a-Friend program. By sharing your referral link with friends and family, you can receive a statement credit reward ranging from $50 to $100 for each friend who applies for a specific Discover offer and gets approved by December 31, 2023.

Please note that you can refer up to a certain maximum number of people per year. The maximum number of people you can refer per year will appear in your online discover account.

how to refer a friend on discover app
How to refer a friend on discover app

Requirements to participate in the referral program

You should remember that existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals.

You must refer an individual who has no current business relationship with Discover.

If your friend is eligible and applies for a Discover card offer using your referral link, they too can receive a statement credit after making a purchase within three months of opening their new Discover account. It’s a win-win for both you and your friend.

However, it’s important to keep in mind that you will not receive notifications on whether your referral was approved or declined.

Additionally, any statement credits you receive may be taxable, so it’s recommended that you consult with a tax advisor.

Learn more about the discover credit card  and its rewards programs.

To take advantage of the Refer-a-Friend program, log in to your Discover account and visit the Refer-a-Friend page. If you’re not sure how to log in to your account, check out this helpful guide on how to log in and get access to your account: https://discovvcommunity.net/how-to-get-cash-from-your-discover-card/.

If you’re a new Discover cardholder, you may also be interested in learning about the sign-up bonuses available: https://discovvcommunity.net/discover-credit-card-sign-up-bonus/. And if you’re looking to apply for a Discover credit card, this guide on how to apply can help: https://discovvcommunity.net/how-to-apply-for-discover-credit-card/.

Finally, if you want to better understand your Discover credit card statement and how to read it, check out this helpful guide: https://discovvcommunity.net/discover-credit-card-statement/.

In conclusion, the Discover referral bonus is a great value, and it’s very easy to get as long as you have friends who are able to get approved for the card you refer to them. It just may take a while for you to receive the rewards you have earned, so be patient.